Last updated: January 2026
These Terms of Service ("Terms") govern your use of the ZenithHarbor website and services provided by ZenithHarbor AS ("we," "our," or "us"). By accessing our website or using our services, you agree to be bound by these Terms.
By accessing and using this website and our services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service. These Terms apply to all visitors, users, and others who access or use our services.
ZenithHarbor AS is a Norwegian company providing personal finance advisory services:
ZenithHarbor provides personal finance advisory services including but not limited to:
When using our services, you agree to:
The information and advice provided by ZenithHarbor are for educational and informational purposes. While we strive to provide accurate and up-to-date information, financial markets and regulations can change rapidly. All investment decisions carry risk, and past performance does not guarantee future results. You should consider your individual circumstances and consult with qualified professionals before making financial decisions.
For our paid services:
The service and its original content, features, and functionality are and will remain the exclusive property of ZenithHarbor AS and its licensors. The service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our services. By using our services, you agree to the collection and use of information in accordance with our Privacy Policy.
To the fullest extent permitted by applicable law, ZenithHarbor AS shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our services. Our total liability to you for all claims arising from or relating to these Terms or our services shall not exceed the amount you have paid to us in the twelve months preceding the claim.
You agree to defend, indemnify, and hold harmless ZenithHarbor AS and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms or your use of our services.
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the service will cease immediately. All provisions of the Terms which by their nature should survive termination shall survive termination.
These Terms shall be interpreted and governed by the laws of Norway, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in Oslo, Norway, and you hereby irrevocably consent to the personal jurisdiction and venue therein.
We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.
If you have any questions about these Terms of Service, please contact us:
These Terms of Service were last updated on January 2026 and are effective immediately.